Church Growth Investment Fund

Church Growth Investment Fund “CGIF” enhances the Gospel impact of the members of Florida Baptist Convention churches. Since 1991, Florida Baptist Financial Services has been helping churches get the resources they need to better make disciples through their land & facilities while providing a return to investors that fuels their Gospel mission. That's where YOU come in... 

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Church Growth Investment Fund By The Numbers:

What To Know

We believe in Jesus Christ and His redemptive mission, so we believe in His church as His plan to reach the world through the Gospel.

The financial resources invested in the Fund are:

  • Pooled to underwrite first and second mortgage loans to churches, missions and agencies affiliated with the Florida Baptist Convention.
  • These loans help these ministries to purchase, build, renovate or refinance their facilities.
  • The loan interest paid back is used to pay interest earned to investors and is also reinvested in Kingdom causes.

We help members of Florida Baptist Convention churches, like you, turn cash into an investment that does just this while providing a competitive return to further your unique Kingdom impact.  CGIF is the best cash management solution to maximize the resources in your reserve or savings account while moving the Gospel Mission forward in the state of Florida. Whether you need liquidity or income we have solutions to meet your goals while impacting His Kingdom.

Ways to Invest Your Resources

Demand Certificates & Current Yields

Your principal and accrued interest is available on demand, without penalty.

  • $1,000 minimum investment
  • No mandatory term of commitment
  • >$750,000 investment eligible for Flexible Certificate yield
  • Demand Certificates 2.00%
    *Demand Certificates with a certificate balance over $100,000 receive an additional 0.10% on the yield.*

To get started begin here:

Church Growth Investment Fund is only sold by Offering Circular.

The next step is to complete the correct form:

Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to 

CGIF, PO Box 23069, Jacksonville, FL 32241

 To discuss your unique investment solutions

Time Certificates & Current Yields
You invest for a set time.  Early redemption penalty applies.

  • $1,000 minimum investment 
  • >$750,000 investment eligible for Flexible Certificate yield
  • Early redemption penalty is 120 days of interest on the amount of principal withdrawn.
  • 1-Year Time Certificates 2.50%
  • 3-Year Time Certificates 3.00%
  • 5-Year Time Certificates 3.25%
  • 7-Year Time Certificates 3.50%
    *Timed Certificates with a total account balance over $100,000 will receive an additional 0.10% on the yield.*

To get started begin here:

Church Growth Investment Fund is only sold by Offering Circular.

The next step is to complete the correct form:

Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to 

CGIF, PO Box 23069, Jacksonville, FL 32241

 To discuss your unique investment solutions

Individual Retirement Accounts & Current Yields
CGIF offers traditional as well as Roth IRA accounts through our custodian. Individuals may invest their IRA dollars in Demand Certificates as well as Timed Certificates.
  • $3,000 minimum investment 
  • >$750,000 investment eligible for Flexible Certificate yield
  • Early redemption penalty is 120 days of interest on the amount of principal withdrawn.
  • Demand Certificates 2.00%
  • 1-Year Time Certificates 2.50%
  • 3-Year Time Certificates 3.00%
  • 5-Year Time Certificates 3.25%
  • 7-Year Time Certificates 3.50%

To get started begin here:

Church Growth Investment Fund is only sold by Offering Circular.

The next step is to complete the correct form:

Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to 

CGIF, PO Box 23069, Jacksonville, FL 32241

 To discuss your unique investment solutions

bob-franquiz-testimonial-headshot

Pastor Bob Franquiz

Calvary Fellowship - Miramar, FL

The investment of your dollars at CGIF are truly going to Kingdom purposes.
wesley-green-testimonial-headshot

Dr Wesley Green

Christway Baptist Church – Miramar, FL

I didn’t have to convince them to lend us money, that’s usually how other lenders work. CGIF was working to convince ME that they could assist us. It was amazing.
david-hughs-testimonial-headshot

Pastor David Hughes

Church By The Glades – Coral Springs, FL

CGIF has allowed us to build and grow to reach more people for Christ; CGIF helped us get here.
ken-whitten-testimonial-headshot

Pastor Ken Whitten

Idlewild Baptist Church – Lutz, FL

CGIF will always be our friend.
donnie elkins Jax heights

Dr. Donnie Elkins

Jacksonville Height Baptist Church – Jacksonville, FL

My experience with CGIF has been a blessing.
bryan-samms-testimonial-headshot

Bryan Samms

River City Baptist Church – Jacksonville, FL

It’s powerful to know that the interest we are paying is being rolled out into more churches being established.
Get in touch

We'd Love to Hear from You!

Church Growth Investment Fund is sold by Offering Circular only.