Church Growth Investment Fund

Established 1991

900+ investors

$200+ Million in total assets

1000+ Ministry Partners

$5 Million+ interest paid to investors in 2023

$131 Million+ total loans as of 12/31/23

What To Know

We believe in Jesus Christ and His redemptive mission, so we believe in His church as His plan to reach the world through the Gospel.

The financial resources invested in the Fund are:

Pooled to underwrite first and second mortgage loans to churches, missions and agencies affiliated with the Florida Baptist Convention.
These loans help these ministries to purchase, build, renovate or refinance their facilities.
The loan interest paid back is used to pay interest earned to investors and is also reinvested in Kingdom causes.

We help members of Florida Baptist Convention churches, like you, turn cash into an investment that does just this while providing a competitive return to further your unique Kingdom impact. CGIF is the best cash management solution to maximize the resources in your reserve or savings account while moving the Gospel Mission forward in the state of Florida. Whether you need liquidity or income we have solutions to meet your goals while impacting His Kingdom.

Your principal and accrued interest is available on demand, without penalty.

$1,000 minimum investment
No mandatory term of commitment
>$2,000,000 investment eligible for Flexible Certificate
Demand Certificates 3.30%
*Demand Certificates with a certificate balance over $100,000 receive an additional 0.10% on the yield.*
*Demand certificates with a certificate balance over $750,000 also receive an additional 0.10% on the yield.*
*Pastors who declare their position and provide a certificate of ordination for all new certificates beginning January 1, 2025, will receive an additional 0.10% on the yield.*

As of December 1st, 2024

STEP 1: Church Growth Investment Fund is only sold by Offering Circular. Click Here To View

STEP 2: complete the correct form below

To establish a new account and investment certificate fill out your Individual CGIF Account Application
To establish a new Trust account and investment certificate fill out your Trust Application
To add a new investment certificate to an existing account fill out the Additional Investment Form

STEP 3: Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to

CGIF, PO Box 23069, Jacksonville, FL 32241

To discuss your unique investment solutions

You invest for a set time. Early redemption penalty applies.

$1,000 minimum investment
>$2,000,000 investment eligible for Flexible Certificate
Early redemption penalty is 120 days of interest on the amount of principal withdrawn.
6-Month Time Certificates 5.00%
1-Year Time Certificates 4.50%
3-Year Time Certificates 4.25%
5-Year Time Certificates 4.00%
7-Year Time Certificates 4.00%

*Timed Certificates with a total account balance over $100,000 will receive an additional 0.10% on the yield.*
*Timed Certificates with a certificate balance over $750,000 also receive an additional 0.10% on the yield.*
*Pastors who declare their position and provide a certificate of ordination for all new certificates beginning January 1, 2025, will receive an additional 0.10% on the yield.*

As of December 1st, 2024

STEP 1: Church Growth Investment Fund is only sold by Offering Circular. Click Here To View

STEP 2: complete the correct form below

To establish a new account and investment certificate fill out your Individual CGIF Account Application
To establish a new Trust account and investment certificate fill out your Trust Application
To add a new investment certificate to an existing Individual/Joint/Trust account fill out the Additional Investment Form

CGIF, PO Box 23069, Jacksonville, FL 32241

To discuss your unique investment solutions

Demand Certificates & Current Yields

$3,000 minimum investment
>$2,000,000 investment eligible for Flexible Certificate
Demand Certificates 3.30%

*Demand Certificates with a certificate balance over $100,000 receive an additional 0.10% on the yield.*
*Demand certificates with a certificate balance over $750,000 also receive an additional 0.10% on the yield.*
*Pastors who declare their position and provide a certificate of ordination for all new certificates beginning January 1, 2025, will receive an additional 0.10% on the yield.*

Time Certificates & Current Yields

$3,000 minimum investment
>$2,000,000 investment eligible for Flexible Certificate
Early redemption penalty is 120 days of interest on the amount of principal withdrawn.
6-Month Time Certificates 5.00%
1-Year Time Certificates 4.50%
3-Year Time Certificates 4.25%
5-Year Time Certificates 4.00%
7-Year Time Certificates 4.00%

*Timed Certificates with a total account balance over $100,000 will receive an additional 0.10% on the yield.*
*Timed Certificates with a certificate balance over $750,000 also receive an additional 0.10% on the yield.*
*Pastors who declare their position and provide a certificate of ordination for all new certificates beginning January 1, 2025, will receive an additional 0.10% on the yield.*

As of December 1st, 2024

STEP 1: Church Growth Investment Fund is only sold by Offering Circular. Click Here To View

STEP 2: complete the correct form below

To establish a new Individual Retirement Account and investment certificate fill out your IRA Investment Application
To add a new investment certificate to an existing account fill out the Additional Investment Form

STEP 3: Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to

CGIF, PO Box 23069, Jacksonville, FL 32241

To discuss your unique investment solutions

Pastor Bob Franquiz

Calvary Fellowship - Miramar, FL

The investment of your dollars at CGIF are truly going to Kingdom purposes.

Dr Wesley Green

Christway Baptist Church – Miramar, FL

I didn’t have to convince them to lend us money, that’s usually how other lenders work. CGIF was working to convince ME that they could assist us. It was amazing.

Pastor David Hughes

Church By The Glades – Coral Springs, FL

CGIF has allowed us to build and grow to reach more people for Christ; CGIF helped us get here.

Pastor Ken Whitten

Idlewild Baptist Church – Lutz, FL

CGIF will always be our friend.

Dr. Donnie Elkins

Jacksonville Height Baptist Church – Jacksonville, FL

My experience with CGIF has been a blessing.

Bryan Samms

River City Baptist Church – Jacksonville, FL

It’s powerful to know that the interest we are paying is being rolled out into more churches being established.

Type	Yield
Demand	3.30%
Type	Yield
6 Month Time Certificate	5.00%
1 Year Time Certificate	4.50%
3 Year Time Certificate	4.25%
5 Year Time Certificate	4.00%
7 Year Time Certificate	4.00%

As of December 1st, 2024

Yields are subject to change. Certificates are currently available to persons as well as churches and corporations only in Florida and the U.S. Virgin Islands and the advertisement is not directed to any person, church, or corporation in any other state. CGIF is offered by Offering Circular only. For an Offering Circular, visit www.floridabaptist.org/CGIF or call 904.345.3221.