Church Growth Investment Fund

We believe in Jesus Christ and His redemptive mission, so we believe in His church as His plan to reach the world through her with the Gospel.

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What To Know

CGIF offers cash management solutions and financing for Florida Baptist Convention churches and partnering ministries for the purchase, renovation, building and refinancing of facilities to enhance the church’s ability to make disciples in them

Every church is unique, we have various cash management options and flexible loans to best align your ministry and financing needs. Through consultative relationships, options are explored and then recommended to enhance your Gospel impact.

Established 1991 Established 1991                   Established 1991 1000+ Ministry partners                   Established 1991 $200+ Million in total assets   

CGIF Cash Management Investments
We help churches, like you, turn cash into an investment that provides a competitive return to further your own Kingdom impact. CGIF is the best cash management solution to maximize the resources in your reserve or savings account while moving the Gospel Mission forward in the state of Florida. Whether you need liquidity or income we have solutions to meet your goals while impacting His Kingdom.

Established 1991 900+ Investors                   Established 1991 $3 Million+ interest paid to investors in 2021  

CGIF Loan Resources
Church Growth Investment Fund offers construction and permanent loans to churches and associations affiliated with the Florida Baptist Convention. We make loans for purchasing property, constructing new facilities, refinancing existing debt and/or renovating existing facilities. The principal and interest paid on these loans further Gospel ministry throughout the state and around the world. We believe each ministry is unique and therefore tailor a loan to the needs of each borrower.

Established 1991 $114+ Million total loans as of 12/31/21  

 

Ways to Invest Your Resources

Demand Certificates & Current Yields
Your principal and accrued interest is available on demand, without penalty.
  • $1,000 minimum investment
  • No mandatory term of commitment
  • >$750,000 investment eligible for Flexible Certificate yield
  • Demand Certificates 2.00% 
    *Demand Certificates with a certificate balance over $100,000 receive an additional 0.10% on the yield.*

To get started begin here:

Church Growth Investment Fund is only sold by Offering Circular.

The next step is to complete the correct form:

Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to 

CGIF, PO Box 23069, Jacksonville, FL 32241

 To discuss your unique investment solutions

Time Certificates & Current Yields
You invest for a set time. An early redemption penalty applies.
  • $1,000 minimum investment 
  • >$750,000 investment eligible for Flexible Certificate yield
  • Early redemption penalty is 120 days of interest on the amount of principal withdrawn.
  • 1-Year Time Certificates 2.50%
  • 3-Year Time Certificates 3.00%
  • 5-Year Time Certificates 3.25%
  • 7-Year Time Certificates 3.50%
    *Timed Certificates with a total account balance over $100,000 will receive an additional 0.10% on the yield.*

To get started begin here:

Church Growth Investment Fund is only sold by Offering Circular.

The next step is to complete the correct form:

Return the completed form accompanied by a voided check for this and future (investing/withdrawal) ACHs via email to cgif@floridabaptist.org. Then mail the original, completed form (not the voided check) to 

CGIF, PO Box 23069, Jacksonville, FL 32241

 To discuss your unique investment solutions

How to Advance Your Mission With a Loan

For over 30 years, Church Growth Investment Fund “CGIF” has been assisting Southern Baptist Churches in Florida to leverage the Kingdom so they can enhance their Gospel influence through their facilities. We make loans for purchasing property, constructing new facilities, refinancing existing debt and/or renovating existing facilities.

Let's talk!

 

CGIF Helps Churches to:

Florida Baptist Financial Services offers church financing through Church Growth Investment Fund.

To date, we have funded over $240,000,000 in church loans.

CGIF Certificate of Investment Yields

Type Yield
Demand Certificate 2.00%
   
Type Yield
1 Year Time Certificate 2.50%
*18 Month Special* 2.75%
3 Year Time Certificate 3.00%
5 Year Time Certificate 3.25%
7 Year Time Certificate 3.50%

*Not eligible for bonus for as a Flexible Certificate. Special available from 10/1/22 - 12/15/22*
Yields are subject to change. CGIF is available to individuals as well as churches and corporations who are members of a limited class of investors. CGIF is offered by prospectus only. For a prospectus, visit www.cgif.co or call 904.345.3221. 

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Pastor Bob Franquiz

Calvary Fellowship - Miramar, FL

CGIF wasn’t just concerned about the financials, they also wanted to know about what God was doing in the spiritual development of the church.
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Dr Wesley Green

Christway Baptist Church – Miramar, FL

These buildings are a permanent legacy and CGIF has helped us to do this.
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Pastor David Hughes

Church By The Glades – Coral Springs, FL

Church Growth investment Fund has enabled us to reach more people for Christ because they helped us.
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Rev David Malmberg

Dunns Creek Baptist Church – Jacksonville, FL

More than just a bottom line about money, CGIF was also concerned about ministry.
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Pastor Ken Whitten

Idlewild Baptist Church – Lutz, FL

We had an outstanding experience with CGIF.
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Pastor Bob Franquiz

Calvary Fellowship - Miramar, FL

CGIF Partnered with us to buy and build, it was an amazing experience working with them to see the completion of our building.
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Dr. Donnie Elkins

Jacksonville Height Baptist Church – Jacksonville, FL

My experience with CGIF has been a blessing.
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Pastor Camm Triggs

Grace Alive Church – Orlando, FL

We were able to find a permanent facility because of their assistance and winsome way of approaching the loan processing service.
bryan-samms-testimonial-headshot

Bryan Samms

River City Baptist Church - Jacksonville, FL

It would be hard to quantify how many people have heard the gospel of Jesus Christ because we’ve been able to get into this building.
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