• $3,000 minimum investment 
  
• >$2,000,000 investment eligible for Flexible Certificate 
• Demand Certificates 3.30%

*Demand Certificates with a certificate balance over $100,000 receive an additional 0.10% on the yield.*
*Demand certificates with a certificate balance over $750,000 also receive an additional 0.10% on the yield.*
*Pastors who declare their position and provide a certificate of ordination for all new certificates beginning January 1, 2025, will receive an additional 0.10% on the yield.*

Time Certificates & Current Yields

• $3,000 minimum investment 
• >$2,000,000 investment eligible for Flexible Certificate 
  
• Early redemption penalty is 120 days of interest on the amount of principal withdrawn.
  
  
• 6-Month Time Certificates 5.00%
  
  
• 1-Year Time Certificates 4.50%
  
  
• 3-Year Time Certificates 4.25%
  
  
• 5-Year Time Certificates 4.00%
  
  
• 7-Year Time Certificates 4.00%
  
  *Timed Certificates with a total account balance over $100,000 will receive an additional 0.10% on the yield.*
  *Timed Certificates with a certificate balance over $750,000 also receive an additional 10% on the yield.*
  *Pastors who declare their position and provide a certificate of ordination for all new certificates beginning January 1, 2025, will receive an additional 0.10% on the yield.*

As of January 1st, 2025

Yields are subject to change. Certificates are currently available to persons as well as churches and corporations only in Florida and the U.S. Virgin Islands and the advertisement is not directed to any person, church, or corporation in any other state. CGIF is offered by Offering Circular only. For an Offering Circular, visit www.floridabaptist.org/CGIF or call 904.345.3221.